New Financial Instrument to Support the Social Economy and Social Housing

Bratislava, May 4, 2026 – Slovak Investment Holding and Slovenská sporiteľňa are launching a new financial instrument aimed at supporting the development of the social economy and social housing projects in Slovakia.

The instrument is intended for social economy entities and projects with a significant social impact, including support for affordable housing for disadvantaged groups. Its objective is to contribute to the development and stabilization of the social economy sector and to support the implementation of projects that deliver long-term social benefits.

This is a loan-based financial instrument under which SIH and the bank jointly finance individual loans on a 50:50 basis. Since the financing provided from SIH resources is interest-free, the resulting interest rate for the final recipient is significantly reduced, improving access to financing for target groups.

The financing is also complemented by a grant component in addition to the loan, which may help cover part of the project costs and reflects the specific nature of financing within the social economy sector. The combination of loan and grant support enables more effective financing of socially impactful projects and broadens the possibilities for their implementation.

Slovenská sporiteľňa is participating in the implementation of the instrument based on a call for financial institutions announced by SIH. Applicants interested in financing may contact the bank directly, as it provides both the loan and grant components within a single proces